How To Save $13,000 Dollars on your Family’s Annual Healthcare Cost

According a recent article published by USA TODAY the average healthcare cost for a typical family of four this year will be over $28,000. That includes the average cost of health insurance paid by the employer, the employee as well as the deductibles and out-of-pocket expenses. That doesn’t include the value of the time it takes to schedule an appointment, travel time, appointment time and the subsequent running around. Which is estimated to be another 4 hours per doctors visit.

What’s even more alarming then that is that 80% of working Americans don’t even have a health care plan for themselves or their families and many employers don’t offer coverage for dependents. All this according to the Milliman Medical Index.

“The Milliman Medical Index is great because it gives you a snapshot of what people covered by employer-sponsored insurance get and what that coverage costs,” said Melinda Beeuwkes Buntin, a professor and chair of the Department of Health Policy at Vanderbilt University Medical Center.

So what can we do to reduce the cost and still have proper healthcare coverage?  The answer lies in a recent article published by Forbes called “Lower Cost, Higher Quality Health Care Is Right at our fingertips”.

Telemedicine is making better care, quicker care and life-saving care available to more patients every day.

Thanks to technological breakthroughs, we don’t need to travel to a doctor’s office or a hospital for every medical need. We can get much of our care right in our own home.

Here is the $64,000 question: can telemedicine really lower healthcare cost? The answer is overwhelmingly “yes”.

To learn more about reducing your healthcare cost and getting better, more affordable and definitely more convenient healthcare visit Health Alliance Network for more information on virtual doctors visits, virtual dermatology visits, virtual behavioral health visits and a free prescription benefit plan that insurance companies don't want you to know about.

Even Medicare is now on board. After years of resistance, Medicare will now pay for telemedicine services to rural areas. But they won’t pay for the same services in urban areas… yet. 

That means that the hip replacement patient, recuperating at home, must get out of bed, travel to the hospital, wend his way to an examination room and then reverse that whole process – at least if he expects Medicare to foot the bill. The patient must make that agonizing journey for an examination that could have been completed with the click of a button.

Telemedicine has great potential. It’s time to unchain it.

Be a part of the change, if you are a broker, agent or someone that just wants to be part of the change in American healthcare delivery contact us for more information at the Health Alliance Network website above, or the person that shared this with you.